If you’re reading this, you may be deep in-debt or perhaps wanting to do better managing your money. Either way, I hope to share some ways that I go about reducing my out-lay so that I can have money in reserve at the end of the month. Everyone has bills to pay of some kind. …
With many of the other goods and services in the world, electricity costs are also rising. There really are a number of factors that have been contributing to the rise in energy costs, which will be detailed below. The first would simply just be tied to the world economy in its current state. As the …
Ah summer.. I love it! Out comes the golf clubs, the grill and the summer wear! There isn’t too much to dislike about this time of year. There are also plenty of ways to stay financially savvy too! Here are 5 that can you help you jumpstart your finances and get you off to a …
To get out of debt you need to find every possible way to spend less money every month and use the savings to pay off debt. That means making sacrifices that you didn’t when you were piling on the debt. Unfortunately, in America we consider a high-def signal and 300 channels to be a right …
No matter how badly you want to get out of debt, not every extra penny you make should go towards paying off debt. Regardless of how much in hock you are to your credit card companies and student lenders, you need to have some of your income dedicated to savings in some form. Believe it or …
With Thanksgiving coming up next week and Christmas just around the corner, grocery stores are going out of their way to make sure that you set your holiday table from their shelves. That means steep discounts on everything from candied yams to figgy pudding. Well maybe not figgy pudding, but they are baiting shoppers with …
With the looming prospect of an even worsening economy, retailers are looking to take advantage of any opportunity to get shoppers to part with their money early and often. To that end, they’ve dusted off a blast from the past, the layaway plan. Simply put, a layaway program allows shoppers to pay for a purchase …
Are you familiar with the term Christmas creep? This is the term used to describe the phenomenon in which retailers start putting out decorations and sale merchandise many months before the actual holiday season. Nowadays it’s not unusual to see Christmas wrapping paper in the same aisle as Halloween costumes. So while retailers are getting …
