Buy now, everyone who owns a smartphone, computer, newspaper subscription, TV or shortwave radio should be familiar with the Occupy Wall Street movement. Despite the fact that the protestors’ message isn’t entirely clear and many could use a good shower, the fact that so many diverse groups and individuals are coming together across the globe …
Author: Greg
National Map of Credit Scores
Experian is one of the three major credit bureaus tracking how you pay your bills, and whose score can make or break credit decisions in your favor. For the second year in a row they have published their State of Credit Map showing ten cities in the U.S. with the highest and lowest credit scores. …
Stay Away from Layaway
With the looming prospect of an even worsening economy, retailers are looking to take advantage of any opportunity to get shoppers to part with their money early and often. To that end, they’ve dusted off a blast from the past, the layaway plan. Simply put, a layaway program allows shoppers to pay for a purchase …
Save Money by Getting a Jump on Christmas
Are you familiar with the term Christmas creep? This is the term used to describe the phenomenon in which retailers start putting out decorations and sale merchandise many months before the actual holiday season. Nowadays it’s not unusual to see Christmas wrapping paper in the same aisle as Halloween costumes. So while retailers are getting …
Can You Hear Me Now? Debt Collectors May Soon Call Your Cellphone
If you are delinquent on your student loans and constantly ducking debt collectors as they try to reach you at home, you may soon have an even tougher time getting them off your back. A provision in the President’s proposed deficit reduction plan would allow debt collectors to reach deadbeat borrowers on their mobile phones. …
Private Unemployment Insurance From IncomeAssure
If you hadn’t noticed, one third of the United States government is now firmly in the hands of the Republican party. These are the folks who cheer about letting their uninsured neighbors die, so of course they care even less about people collecting unemployment insurance.If the next election cycle goes their way, Americans can kiss goodbye …
Save Money or Pay Down Debt? It’s Not Either-Or
You’ve got a good budget, which leaves you with a little extra money left over after paying your bills. Or you come into a windfall. What should you do with that extra cash? Should you lower your debt or sock it away in savings? This is one of the most frequently asked personal finance questions, and for …
"Hustlers" Find Ways to Make Extra Cash
Do you think it’s too hard to make extra money to pay off your debts? Are all the articles you read about earning cash on side unrealistic in your opinion? You can make cash doing a lot of things in your spare time, and real people just like you can show you the way. Check …
How to Pay Off Your Student Loans
Serious student loan debt is an unavoidable reality for too many college grads. And because students debt is regulated by the federal government, you can bet that understanding students loans and navigating the repayment process are complicated by red tape and rigamarole. To help make this easier to understand, Mint.com has created a helpful infographic …
Avoid the Sneaky Debt Spiral
Here’s a cool cartoon from the folks at CNN. So very true; enjoy.