I’ve come across a lot of money-saving apps through years of living a thrifty life. None of them seems to compare to the Upside app after I’ve used it just over six months. A lot of personal finance folks like to talk about not being penny-wise but pound-foolish. In other words, don’t worry so much …
Small Steps Lead to Big Rewards in Debt Reduction
If you’re reading this, you may be deep in-debt or perhaps wanting to do better managing your money. Either way, I hope to share some ways that I go about reducing my out-lay so that I can have money in reserve at the end of the month. Everyone has bills to pay of some kind. …
Why Your Debt Issues Are More Mental Than You Realize
Years ago, Psychologist Ulric Neisser filmed a video of two teams of students passing a basketball back and forth, and superimposed another video of a girl with an umbrella walking right through the center of the screen. When he asked subjects in his study to count the number of times the ball was passed, an …
Total Debt to Surpass Amount Before Great Recession
I came across this troubling new report by NerdWallet on the trend for American debt to soon surpass totals owed prior to the Great Recession. What’s most disturbing is that credit card debt is continuing to climb and is almost at the peak reached (per person) in 2008. Here’s a look at total US debt …
Going for Broke When Trying to Make it Shark Tank Edition
How often do you see those who cry about being in debt and they are coming up with one business idea after the next? Well there are positive stories that have glorified endings on the Shark Tank but in reality those who go for the gold rarely end up getting it. At work you may …
Ways to Get Out of Debt For 2015
If you are trapped behind mountains of debt with no end in sight, selling investments acquired in previous years can provide you an opportunity to gain control of your finances. From stocks to bonds to real estate, investments intended for the future can be used to fix a current financial hardship. It is important to …
Best Jobs of 2014
One sure way to help yourself get out of debt and free yourself from debtbrokedness is to make more money. There’s only so much bill cutting and saving money that you can do and then you just have to make more money. Having a side job is one thing that I strongly recommend. There are …
Make Proper Enquiries Before Purchasing Car Insurance from Any Company
When searching for a good insurance contract for your vehicle, the internet would be a great option since it has many leading providers such as Geico car insurance company among others. On searching for insurance companies online, you will find many contractors who offer coverage policies to the public. In a competitive market, you are …
5 Biggest Causes For a Person’s Spiral Into Debt
Debts can result in disastrous consequences in the lives of individuals. Debt has the capacity of consuming assets, hurting relationships and causing mental instability. There are many reasons that people fall into debt. Although there are many effective programs that can help with eliminating debt like debt settlement, debt consolidation, etc. it is important to …
How to Improve Your Credit Rating with Bad Credit, Credit Cards
Credit rating refers to an individual’s ability to pay back debt and is calculated from his/her past financial dealings. The rating enables a creditor to quickly evaluate a business or individual’s credit-worthiness and make decisions on extending loans. The credit rating is expressed as a number called ‘credit score’. This score is calculated by Experian …